Fed up with renting, one Syracuse woman buys her dream home through Home HeadQuarters
Aishah and Lonnie Jones’ dreams of owning their own property came true with help from Home HeadQuarters Inc., a nonprofit organization that builds new homes and rehabilitates older ones in disrepair. Aishah Jones, a Queens native, moved to Syracuse 17 years ago for its lower cost of living. Five years ago, she took a three-bedroom apartment to share with her husband, son, daughter and two grandchildren. But after calculating that she had spent $55,000 in rent and lacked any equity in the house, she decided the family needed to buy its own place.
“The apartment was beautiful, but over time, it became too much money to be paying for something that I’m not owning,” Jones said.
She also said that it was too small and her grandchildren, then 3 and 4, were getting bigger and noisier. Jones decided to look into purchasing a home.
“I went to Home HeadQuarters for the first-time homeowner’s class,” she said.
Rickey Brown, the homeownership center manager, said the bulk of his job is teaching prospective homebuyers about the process of successfully purchasing a home. Brown said prospective homebuyers have to attend a 45-minute information session about the homebuying process and complete a 10-hour class, which is the one Jones took.
Later, as she drove through a South Side neighborhood, Jones noticed a partially built home. She learned that it was a project of Home HeadQuarters, but that the nonprofit had already sold it. Luckily for her, the lot next door, 113 Woodland Ave., was still on the market.
“The real estate agent from Home HeadQuarters advised me that they were breaking ground on a house next door, and he said, ‘If you want, you can have the opportunity to purchase it,’” Jones said.
After that, Jones didn’t waste any time. She put a down payment on the lot in October 2009 and closed on the house July 15, 2010.
Jones put down a $500 deposit to Home Head- Quarters to secure the lot and then decided to finance the rest through a small bank called Geddes Federal Savings and Loan Association.
Since then, Jones has worked hard to make her new house a home. From her grandsons’ Spiderman-themed bedroom to her husband’s “man cave” in the basement to her prized dark cherry hardwood floors that cover the first floor, she has made the house her own.
Jones’ story is quite common. Home HeadQuarters states it has helped more than 2,100 homebuyers in Central New York since its inception in 1996.
Financially, Brown said the organization helps homebuyers qualify for homeownership. Home HeadQuarters has programs designed to aid homebuyers with their credit, mortgage and loan applications. Brown said Home HeadQuarters receives federal and state subsidies to help with rehabilitation and loans. Syracuse Common Councilor Jean Kessner said that takes the burden off the city.
“Money that would have been coming to the city is going to them,” Kessner said. “And the city seems very happy with that arrangement and has been over time.”
Rehabilitated homes are mostly constructed by Opportunity HeadQuarters, a nonprofit affiliate created in 2009 to specifically help build and rehabilitate homes with “green building” in mind. Jones said her house is New York State certified energy efficient. “Usually they need roofs and windows replaced, things to help it become more energy efficient, such as insulation,” Brown said.
The city is also starting to focus on neighborhood preservation, which means rehabilitating not only one lot, but transforming several houses on the same block to enhance the whole neighborhood.
Ben Lockwood, the director of development for Housing Visions, a nonprofit organization similar to Home HeadQuarters, said the idea of neighborhood preservation started in the late 1980s on East Genesee Street where they revitalized a poverty-stricken neighborhood. Since then, Lockwood said they have worked closely with Home HeadQuarters on South Side neighborhood preservation efforts.
Jones’ residence on Woodland Avenue is a prime example of neighborhood preservation. Home HeadQuarters built her house and the one next door, and has broken ground on another lot. In addition, it owns two lots across the street, which Jones thinks will lead to more homes.
Jones also said she hopes the new units will prompt existing homeowners to take better care of their property.
“I think that’s what Home HeadQuarters is gearing towards, respecting and taking care of your property,” she said. “Have some pride in where you live.”